Sevi B.V. is a Nairobi-based, Dutch-headquartered B2B fintech company transforming access to working capital for micro and small retailers across Kenya. Through its innovative "Order Now, Pay Later" platform, Sevi embeds stock financing directly into existing supply chains, enabling retailers to order inventory on credit while suppliers receive immediate payment. This allows small shop owners to stock their shelves when demand arises and repay in flexible instalments as they generate sales, improving cash flow and unlocking sustainable business growth. By expanding access to affordable credit, Sevi is strengthening the resilience of informal retail businesses, increasing household incomes, and contributing to more vibrant local economies. We were attracted to Sevi because of its experienced founding team, scalable technology-driven business model, strong traction among both retailers and suppliers, and significant potential to advance financial inclusion and job creation. Through this investment, Oxano Capital aims to support Sevi's journey toward profitability, continued product innovation, and regional expansion, in line with our mission of investing in businesses that deliver both strong financial returns and lasting social impact.
Sevi stands out as a compelling investment because of its strong fundamentals, scalable technology platform, and clear impact pathway. Founders Walter aan de Wiel and Bartel Verkruijssen bring more than 20 years of combined venture-building and fintech architecture experience, along with a clear vision and impact-driven mindset that aligns closely with Oxano Capital's mission. The company already has a solid operational foundation, a Central Bank of Kenya digital credit licence, automated credit scoring and KYC systems, and a committed management team focused on growth, while continuing to strengthen its governance and IT infrastructure. With a reliable network of suppliers, a growing base of users, and consistently low default rates, Sevi not only drives business growth but also contributes to financial inclusion, income stability, and job creation.
With Oxano Capital's investment, Sevi is poised to strengthen its operating model, diversify its supplier base, and accelerate its path to profitability. Backed by strong leadership, scalable demand, and a clear regulatory position as one of Kenya's first licensed digital credit providers, the company is well-positioned to deliver both financial returns and meaningful social impact. Looking forward, we are excited to support Sevi's journey, contributing to local economic development through improved access to working capital, job creation, and stronger, better-stocked retail businesses across Kenya.
About Oxano Capital
Oxano Capital is an impact investment fund that focuses on Sub-Saharan Africa. We invest in manufacturing companies, businesses in the agro-processing sector, and technology-driven enterprises. Our goal is to achieve sustainable impact for the individual, the community, and the local economy. For more information, visit https://oxano.capital/